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Car insurance compare

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ACKO

Platinum Pvt Car

Cheapest

₹13,500/yr · ₹10L IDV

CSR 96.4% · 5,200 cashless garages
  • Zero depreciation
  • 24×7 roadside assistance
  • Engine protect
  • Consumables cover
  • NCB protect

100% paperless · 1-hour claims

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Digit Insurance

Switch-On Comprehensive

₹14,900/yr · ₹10L IDV

CSR 96% · 5,600 cashless garages
  • Zero depreciation
  • 24×7 roadside assistance
  • Engine protect
  • Consumables cover
  • NCB protect

Self-inspection app · Smart claims

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New India Assurance

Private Car Package

₹15,800/yr · ₹10L IDV

CSR 95% · 3,500 cashless garages
  • Zero depreciation
  • 24×7 roadside assistance
  • Engine protect
  • Consumables cover
  • NCB protect

PSU trust

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IFFCO Tokio

Sampoorna Suraksha

₹15,900/yr · ₹10L IDV

CSR 95.7% · 4,400 cashless garages
  • Zero depreciation
  • 24×7 roadside assistance
  • Engine protect
  • Consumables cover
  • NCB protect

Quick survey

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Liberty General

Connect Pvt Car

₹16,200/yr · ₹10L IDV

CSR 93.2% · 4,100 cashless garages
  • Zero depreciation
  • 24×7 roadside assistance
  • Engine protect
  • Consumables cover
  • NCB protect

Telematics discount

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Reliance General

Car Pro Comprehensive

₹16,500/yr · ₹10L IDV

CSR 97.3% · 5,400 cashless garages
  • Zero depreciation
  • 24×7 roadside assistance
  • Engine protect
  • Consumables cover
  • NCB protect

Standard OD + TP

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SBI General

Long-Term Pvt Car

₹16,900/yr · ₹10L IDV

CSR 91.6% · 4,800 cashless garages
  • Zero depreciation
  • 24×7 roadside assistance
  • Engine protect
  • Consumables cover
  • NCB protect

3-year continuity

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Bajaj Allianz

Drive Assure Premium

₹17,200/yr · ₹10L IDV

CSR 98% · 7,200 cashless garages
  • Zero depreciation
  • 24×7 roadside assistance
  • Engine protect
  • Consumables cover
  • NCB protect

Key replacement · PA ₹15L

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ICICI Lombard

Motor Floater Shield

₹17,500/yr · ₹10L IDV

CSR 98.5% · 6,800 cashless garages
  • Zero depreciation
  • 24×7 roadside assistance
  • Engine protect
  • Consumables cover
  • NCB protect

Cashless India-wide · Free 50 km tow

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Royal Sundaram

Car Shield Elite

₹17,800/yr · ₹10L IDV

CSR 99.4% · 4,800 cashless garages
  • Zero depreciation
  • 24×7 roadside assistance
  • Engine protect
  • Consumables cover
  • NCB protect

Daily allowance · Key cover

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TATA AIG

Auto Secure Pro

₹18,100/yr · ₹10L IDV

CSR 96% · 7,500 cashless garages
  • Zero depreciation
  • 24×7 roadside assistance
  • Engine protect
  • Consumables cover
  • NCB protect

Tyre protect · Engine secure

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HDFC ERGO

Optima Secure

Top claim ratio

₹18,900/yr · ₹10L IDV

CSR 99.8% · 8,200 cashless garages
  • Zero depreciation
  • 24×7 roadside assistance
  • Engine protect
  • Consumables cover
  • NCB protect

2× IDV cover · Doorstep pickup · PA ₹15L

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Premiums are indicative. Final quote depends on car, city, NCB, and add-ons.

VIN decoder

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